Funding Products

Capital Structured
for Your Business

From working capital to long-term investment — LedgerCore offers a full suite of direct lending solutions tailored to real business needs.

Term Lending

Business Term Loans

When your business needs a defined capital injection with predictable repayment, a business term loan delivers. Structured around your revenue capacity and growth plan, our term loans give you the runway to execute without the uncertainty of variable obligations.

  • Fixed or variable repayment terms from 6 to 84 months
  • Funding from $25,000 to $2,000,000
  • Suitable for expansion, acquisitions, and major capital projects
  • Decision in as little as 24 hours
Loan Snapshot
Funding Range$25K – $2M
Term Length6 – 84 months
Min. Time in Business12 months
Min. Monthly Revenue$15,000
Decision Time24 hours
Funding Speed1–3 business days
Revolving Credit

Business Lines of Credit

A revolving line of credit gives your business on-demand access to capital. Draw what you need, pay it back, draw again — without reapplying each time. Ideal for managing cash flow gaps, seizing opportunities, and smoothing seasonal variance.

  • Revolving credit limit from $10,000 to $500,000
  • Draw on demand — no reapplication required
  • Pay interest only on what you draw
  • Replenishes as you repay
Line Snapshot
Credit Limit$10K – $500K
Draw PeriodOngoing / Revolving
Min. Time in Business6 months
Min. Monthly Revenue$10,000
InterestOn drawn balance only
ReplenishmentAutomatic
Asset Financing

Equipment Financing

Don't let capital expenditures stall growth. Equipment financing lets you acquire the machinery, vehicles, technology, or industrial assets your business needs today — with the asset itself serving as collateral, preserving your working capital for operations.

  • Finance new or used equipment up to $5,000,000
  • Equipment serves as collateral — minimal additional security required
  • Terms up to 84 months aligned to asset useful life
  • Potential tax advantages under Section 179
Equipment Snapshot
Financing RangeUp to $5M
Eligible AssetsNew & Used
Term Length12 – 84 months
Down PaymentFrom 0%
CollateralEquipment itself
Tax BenefitSection 179 eligible
Receivables

Invoice Factoring

Stop waiting 30, 60, or 90 days for invoices to clear. Invoice factoring converts your outstanding receivables into immediate working capital. We purchase your verified invoices and advance the majority of the value upfront — you get cash now, not later.

  • Advance rate up to 90% of invoice face value
  • Suitable for B2B and government receivables
  • Recourse and non-recourse options available
  • No long-term contracts required
Factoring Snapshot
Advance RateUp to 90%
Facility SizeUp to $1,000,000
Invoice TypesB2B, Government
Settlement1–2 business days
Recourse OptionsBoth available
Min. ContractNone
Revenue-Based

Revenue-Based Financing

A flexible funding structure where repayment is calibrated to your monthly revenue. In slower months, you pay less; in stronger months, you pay more. This alignment between your payment obligation and your business performance makes it ideal for variable-revenue businesses.

  • Funding from $10,000 to $500,000
  • Payments flex with monthly revenue
  • No fixed monthly payment obligation
  • Well-suited for seasonal and e-commerce businesses
RBF Snapshot
Funding Range$10K – $500K
Repayment Style% of Monthly Revenue
Min. Monthly Revenue$8,000
Fixed PaymentsNone
PrepaymentAllowed
Best ForSeasonal / Variable
Government-Backed

SBA Loan Assistance

SBA-backed programs offer some of the most competitive rates and longest terms available to small businesses. LedgerCore guides qualified borrowers through the SBA 7(a) and 504 loan application processes, reducing complexity and improving approval outcomes.

  • SBA 7(a): up to $5,000,000 for general business purposes
  • SBA 504: long-term fixed assets and real estate
  • Lower rates than conventional financing
  • Expert guidance through every stage
SBA Snapshot
7(a) Max Loan$5,000,000
504 FocusFixed Assets / RE
Term RangeUp to 25 years
RatesCompetitive / Prime-based
Min. in Business2 years
GuidanceFull Service
Qualification

General Eligibility Guidelines

What We Look For
  • U.S.-registered business entity (LLC, Corp, Partnership)
  • Minimum 6 months in business (varies by product)
  • Monthly revenue of $8,000 or more
  • Active business checking account
  • No open bankruptcies
  • Ability to provide 3 months of bank statements
  • Business owner with 20%+ ownership stake applying
What Doesn't Disqualify You
  • Less-than-perfect personal credit
  • Seasonal revenue fluctuation
  • Previous declined applications elsewhere
  • Multiple existing business obligations
  • Newer businesses (we have 6-month programs)
  • Non-traditional business models
We Fund Across Industries

Industries We Serve

Construction & Contracting Healthcare & Medical Practices Restaurants & Food Service Retail & E-Commerce Transportation & Logistics Manufacturing Professional Services Technology Companies Real Estate Services Auto Dealerships & Repair Staffing & Recruiting Wholesale & Distribution Agriculture Entertainment & Events Fitness & Wellness Home Services
Start Today

Find the Right Funding
for Your Business

Our advisors will review your situation and match you with the right product — at no cost and no obligation.